Rick is CEO of Wellville, a 10-year initiative to improve health and financial outcomes in five U.S. communities. He is also founder & CEO of Collective Health, which developed the Health Impact Bond, a pay-for-success financing model that leverages future health care cost savings to generate upfront investment in prevention. Before turning entrepreneur, Rick spent nearly a decade at the health insurer Cigna, where he was Chief Strategy & Marketing Officer for the national employer segment and launched the company’s Communities of Health venture. Prior to that, Rick was a corporate strategist at Ford Credit, Bank One and KPMG. Rick graduated from the University of Massachusetts, Amherst, and lives with his wife and two children in Simsbury, CT.